Broke Millennial: Stop Scraping By and Get Your Financial Life Together by Erin Lowry

Book – The millennial generation is the largest living cohort in recent history. They are high in debt, low on jobs, and full of so-called ‘entitlement’. It’s no wonder millennials are so uncomfortable talking about money or the lack of it. Because my personal goal for this year is to set up and successfully fund an investing account, I have been reading a great deal of personal finance books. Erin Lowry’s book Broke Millennial: Stop Scraping By and Get Your Financial Life Together is by far the best I’ve read so far.

Erin Lowry’s book does a good job of helping readers identify and work around their money hang-ups and take control of their personal finance. Erin lays out her chapters in a DIY guide format that gives you the option to read only the sections that are applicable without making you feel like you skimmed half the book. The majority of the issues she presents will be pertinent to the millennial generation. She dedicates an entire chapter on how to cope with student loan debt— an inevitability today—without going mad. She presents solid money saving and budgeting techniques and doles out advice on how to enact a plan to rid yourself of debt. A strong point for this book is the easy to understand language. You definitely won’t feel like you are being talk down to and you’ll appreciate Erin’s humor as she shares her own financial woes.

This book will definitely resonate well with the 20-30 year old crowd who are confused about money and aren’t quite ready to admit they’re not doing so well in the finance department. It will also benefit those who are doing just fine (those with an existing budget and savings account) and are ready to do more with their hard-earned cash.

Jagannath by Karen Tidbeck

Book – A call center routes calls to the afterlife. A bereaved daughter writes to her recently deceased father about her missing mother. A girl puts on her great-grandmother’s wedding dress and disappears into the mountain. A society of symbiotes living and working inside their mother begins to crumble. Told in beautiful, spare prose, Jagannath is a remarkable collection of short stories from Swedish writer Karen Tidbeck.

Tidbeck translates her own work, and there’s a lovely essay in the back of the book about how the process of composition and translation differs between languages. But if you didn’t know these were translations, you’d never guess. The pictures these stories draw are so vivid, so crisp and clear, you feel you could walk right into them – even the strangest of stories, like those about the ever-increasing aunts who grow their successors inside their own hearts. If you’re only familiar with Nordic literature from the dark thrillers that have become so popular in recent years, give this collection a try.

A Study in Scarlet Women by Sherry Thomas

Book – What’s a young woman to do when she’s possessed by a singularly brilliant mind and a distinct disdain for social conventions? If the young woman in question is Charlotte Holmes, main character of Sherry Thomas’ A Study in Scarlet Women, the answer to that question is; deliberately be caught behaving scandalously to avoid being forced to marry, move in with former actress and well-to-do widow Mrs. Joanna Watson, and set up a private detective agency under the fake name “Sherlock Holmes.” After all, no one in Victorian London would come to a lady consulting detective.

A Study in Scarlet Women is both a character study and mystery novel. However, as a mystery, the pace moves fairly slowly at first. Readers should be aware that for the first third of the story the actual murder mystery takes a back seat to character development. But with characters like these, it’s worth waiting for the plot to pick up. Thomas does an excellent job exploring the many ways Arthur Conan Doyle’s Sherlock Holmes and John Watson would be very different characters if they’d been born and raised as middle class women in an extremely male dominated society, inured in all the strict social guidelines that women were expected to abide by. This extra care and consideration makes for three dimensional characters that practically leap off of the page. And when the mystery plot does take off, watch out. It becomes hard to put the book down as Thomas throws misdirections and surprise twists at the reader, concluding in a startling and highly enjoyable finish. Readers who enjoy Sherlock Holmes adaptations and books that focus on strong character development should definitely check out A Study in Scarlet Women, by Sherry Thomas.

The Girl from Rawblood by Catriona Ward

Book – The Villarcas are tied to Rawblood, their estate in the Devon countryside. If they stay away from it too long, they sicken and die. But if they stay home, they are tormented by her, a curse of the Villarca bloodline, the ghost of a tortured young woman who tortures the residents of Rawblood in turn. At the turn of the twentieth century, young Iris Villarca is determined to find a way out from under the curse. Decades earlier, her father does his best to push his lover away to keep them both safe. In Italy, Iris’s grandmother finds herself strangely drawn to – and repulsed by – a Spanish expatriate. In the end, the curse ties them all together.

The Girl from Rawblood is a classically Gothic novel with all the trimmings: a huge empty house, a ghost, a family curse, a series of mysterious and unread letters. (And, unfortunately, quite a lot of that peculiarly English racism against European foreigners.) Pulling the Gothic all the way into 1918 is a particularly nice touch: while I liked the history of the family, Iris’s story, wrapped up in World War I, was by far the most fascinating. If you like your ghost stories equal parts frightening and heartbreaking, this is the book for you.

30 Before 30: How I Made a Mess of My 20s, and You Can Too by Marina Shifrin

Book 30 Before 30: How I Made a Mess of my 20s, and You Can Too by Marina Shifrin is a fantastic read.  Marina details her journey attempting to and succeeding in achieving 30 goals before turning 30 years old. Some goals were bigger: “Getting a Dog”, “Visit Russia”, and “Live in a Different Country”, while others were easier to accomplish: “Eating a Meal Alone” and “Take a City Bus Tour.” For any millennial working through their mid 20s, or for any age seeking to create their own bucket list, this book is a fun beacon of light in all the stresses adulthood can bring.

I was so inspired by Marina’s list that I decided to create my own!  I will admit I stole some of her goals, specifically “Getting a Dog”, “Eating a Meal Alone”, but some of my other goals include: “Baking an Obscene amount of French Macarons” (Because why not?) and “Taking a Roadtrip Through the 6 States Most Abundant in Cacti” (and of course buying a ton of new houseplants along the way). Because of the format of the book, it was easy to browse for chapters that were most relatable to me, but I still found myself reading through each section. Marina’s humor is a great addition to this memoir, and I really enjoyed her writing style. Her parents emigrated from Russia and it was interesting to see how that heritage has influenced Marina in her life and partaking of the 30 before 30 project, especially in her goal to travel to Russia. An easy but fun read for anyone!